Serious steps to expand the deposits of banks
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Serious steps to expand the deposits of banks
6/6/2016 0:00
BAGHDAD - Farah pumice
Financial expert has encouraged citizens to save their money in banks, especially with the start taking serious steps in the field of insurance funds and the granting of benefits to work to expand the deposits of banks.
It is estimated that the current monetary mass squandering of citizens in their homes between 30 experts - 40 trillion dinars.
The expert said Thamer al-Azzawi «morning»: The government and the banks positive steps began to attract deposit funds, but these steps need to be a real activation, in addition to invest the money deposited what is beneficial for both sides with the increase in economic growth of the country.
According to the Association of Iraqi private banks, the increase in deposits of citizens in banks in which large positive repercussions on the financial and economic sector of Iraq because increasing the deposit means more growth and increasing loan launch and operation of labor and project implementation opportunities.
Al-Azzawi highlighted the importance of the adoption of new standards to urge citizens to deposit funds, including the adoption of modern technology as organs of deposit and exchange mail and expand the work of credit cards, suggesting the possibility of the deployment of these devices as an experiment previews of the financial banking offices and be depositing or withdrawing money without taking the benefit of the citizens, the percentage shall be dealings between banks and owners of banking directly.
And divided deposits in banks and savings accounts, namely: »accounts that are the amounts that are deposited by individuals in banks and are deposits on the types of them: a cash deposit, and the deposit of a check clearing, and the deposit of the enrollment, and fixed deposit accounts: the amounts deposited with the banks within a specified period of by (individual sectors or sector companies, associations or any other sectors and to varying degrees the benefit the amount of fixed deposits may not be made by any process of withdrawing Awaidaa during the period from the start of the deposit date until maturity and are the types: deposit for six months with an interest rate of 5 percent, and the deposit for one year with an interest rate of 5.5 percent, and the deposit for a period of two years with an interest rate 6 percent.
http://www.alsabaah.iq/ArticleShow.aspx?ID=117652
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