Details of the conditions for obtaining loans from the bank Rafidain and Rasheed !!

19-02-2017 02:04 PM


Ft banks Rafidain and Rasheed, Sunday, loans to citizens, which were distributed among health professionals and the unemployed and to buy cars and to hoteliers, in addition to the ten million advance.


Loans to health professionals up to 50 million dinars


Rasheed Bank and provided a loan of between 20-50 million dinars for health professionals from the human doctors, veterinarians, pharmacists, laboratory owners and pathological Almmakr and radiology clinics and sonar Scannar- resonance.


Loan Terms


Rashid put instructions on the repayment of the loan by up to five years and an interest rate of 6%, which is to be guaranteed by a sponsor grants employees on the permanent staffing those who had his loan of 30 million dinars and will be subject to a drug for those who had his loan starts from 30 to 50 million.


Rasheed loan to the unemployed up to 30 million dinars


The Bank also provided a loan of 30 million dinars to the unemployed to set up their own small businesses.


Loan Terms


Rasheed Bank and the condition for this loan to have a lease shop, in addition to the identity of the Baghdad Chamber of Commerce as well as paper and electricity guarantor guarantor on the permanent staffing, noting that the period of repayment of the loan will be for five years.


Loans to buy cars up to 30 million dinars


The bank also granted loans to citizens who want to buy cars, vehicles and mechanisms productivity of up to 30 million dinars, adding that the conditions for obtaining this loan is that the amount does not exceed 90% of the price of the vehicle or the payment mechanism and the duration of five years.


Loan Terms


And that loan regulations require that there be a guarantor and the guarantor is placed reference book on the car and insurance on the life of the borrower and the borrower does not have any previous loans.


Rafidain Bank loans for the unemployed up to 30 million dinars


Rafidain Bank is the other also granted loans for the unemployed to start small projects reached amounts to 30 million dinars.


Loan Terms


He explained that the controls that have been developed for a loan the bank for small businesses for the unemployed is to lease the place, in addition to the identity of the Baghdad Chamber of Commerce, as well as paper Electricity and guarantor guarantor on the permanent staffing and the duration of the payment of up to five years.


Loans for entrepreneurs up to 25 million dinars


Rafidain Bank and the granting of loans to the owners of small and medium - sized projects of up to 25 million dinars, in addition to give him 15 million dinars financial as facilities for the entrepreneur.


Loan Terms


The applicant has to get the facilities identity Baghdad Chamber of Commerce and open an account at the nearest branch of the bank in his area and that the owner offers his vision for the project and to guarantee the mortgage and the property is divided, according to the powers of the branch manager and the extent of his conviction efficiently fiscal citizen.


Loans for hoteliers by 50 million dinars and the granting of Rafidain Bank loans to the owners of hotels up to 50 million dinars.


Loan Terms


To have to repay the loan installments quarterly and to guarantee the mortgage on the project itself signal mode, in addition to be the beneficiary has a bank loan or a tourist to guarantee mortgage real estate facilities.


Loan Mesopotamia doctors to 75 million dinars


Rafidain Bank provided a loan to doctors in various specialties and general dentistry, veterinarians, pharmacists, in addition to the amounts of up to 75 million dinars.


Loan Terms


Advanced granted a loan of 25 million dinars to ensure salary and employee sponsor one, as well as a loan worth 25-40 million dinars and ensuring that sponsors a number two, in addition to grants 40-75 million dinars provided that ensure a drug. '


Advance 10 million dinars


And also it provided the Rafidain Bank advance ten million employees.


Terms Advance


Basalafh are covered by their smart card and enabled to receive the salary, in addition to that they have no advances or loans previously.


And that , among other conditions for this advance that the employee does not exceed the age of 50 years, and that the ministry is not going to be covered by this lagging advances.


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