Related: the launch of the electronic payment doubles retail locally .. Banking products in order to expand

14/04/2013


BAGHDAD - Hussein Tgb Tamimi

stressed the importance of banking affairs specialist launch of the retail payment system via Mobile Profile by creating a split national and interactive platform for payment via mobile phone.

Pointing to his role in the activation of retail in the general areas of the country they provided this service of ease in financial transactions.

Adnan said Kanani in an interview (morning): This project comes in light of what the world has witnessed over the past years of boom technology and techniques Aaltoasl mail, So consistently CBI to add new tools developed in the field of services geographic Electronic adopted by now most of Arab Banks Alaqlmah and global, where they adopted the latest technologies to provide electronic banking services to its customers, providing these services to customers easily hold financial operations through bank branches, which vary from paying bills and transfer of funds and the purchase of products and other without having to go to the bank and to complete their financial transactions quickly complete cross appliances provided by the bank without the need for direct contact with the bank, as well as the absolute comfort, as can the user management accounts anywhere and around the clock.

services more modern Kanani He continued: This system if implemented by the adoption of a global leader for the implementation of this national project facility to international standards in the areas of payment retail will provide an opportunity for the banks all Iraqi and mobile network operators access to the tools integrated the most modern and sophisticated cash payments, and will be the benefits of the proposed system more visible to staff through the provision of banking services on the global system for mobile phones (GSM).

Especially as the electronic banking services provide all banking services directly to citizens through interaction with automated electronic channels different to all users (individuals and companies) around the clock, with increasing global acceptance of the Internet and electronic banking services via mobile conduit connected to the products and banking services has provided this means opportunities new business for banks and allowed to benefit from these services. complete transactions without restrictions and pointed out that the electronic payment via mobile phone disease growth in the past few years, which can be completed the buying and selling of goods and services from anywhere and at anytime without restrictions via mobile phone used to connect wireless to connect all the parts necessary to complete the operations. Indicating that the system consists of a staff of several key customer in the bank account holder and the bank and access mail server located within the bank and tied to system operations of the Central Bank core banking system.

Server as well as a link located in the cellular network operator gsm operator which is access link between each of the client and the server is located in the bank. The seller, who will transfer to his account and called the point of sale (point of sale). protection money mutual Kanani said there a clear mechanism for doing this national system and provide a high level of safety to ensure the protection of information exchanged through the use of protocol secure soc ket ssl lager protocol layers of security. Pointing out that this project supported by the National Mission of the U.S. Agency for International Development in Iraq through financial development project to enhance the capacity of the banking sector and will be a source of additional income for the banks because they will double the preparation of financial transactions.

He noted that the use of mobile phone in Iraq used by more than 70 percent of the country's population of about (30) million, so the development of the banking sector can benefit from this use, through the successful application of the system of payment by mobile phone in a bid to reduce costs logistics cash by 10 percent, as it constitutes a potential source of another generating revenue for the credit card companies and phone companies to a stretcher, where keen mobile phone companies that get a commission rewarding banks that use their networks wireless as with vending machines wired card Kabav and credit card.

leap products Banking and between the Department of payments in the Iraqi Central Bank, who has worked seriously since the year 2011 and so far in order to see this national project light in order to achieve qualitative leap in the products of modern banking, and we hope to acquire this system confidence and conviction all banks, through the development of the payments system retail which circulate the use of credit cards and mobile banking by using chunked national who founded the Central Bank of Iraq, and smart card will enable him to deal with any bank cards depends card includes payment through the use of a mobile phone (Mobile).


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